Powell & Meadows Insurance Agency, INC. - Carthage, Lebanon, Lafayette and Portland
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Property Insurance

Protection of buildings and contents against losses that may be incurred due to a storm, tornado, fire, etc. Deductibles apply and rates are based on the construction of the building, its age, size, and replacement cost. Whether you own the location of your business or own several residential properties, property insurance is critical.

Liability Insurance

Insurance that aides with the costs associated with defending or settling a claim against bodily injury, personal injury, property damage, and advertising injury. General Liability insurance protects your business from incurring the cost associated with restoring customers and clients who may slip and fall or even experience monetary damages as a result of your business’s negligence.

Commercial Auto

Insurance for vehicles used for business activities. We can meet your needs for insurance on your commercial automobiles. Whether you have one truck or 500 vehicles, we will find you coverage.

Workers Compensation

Insurance that provides wage replacement and medical benefits for employees injured in work related accidents. Experience piece of mind by knowing as a business owner you will not be responsible if one of your employee experiences an accident while working on the job. Call today to speak to one of our agents about workers compensation insurance.


Types include: license and permit bonds, public official bonds, court bonds, miscellaneous bonds, and contract performance bonds.

  • As a business owner, you may need a surety bond to guarantee payment for state sales taxes or utility bills.
  • Or as a contractor, you may need to post a license or permit bond to guarantee your work for licensing requirements with municipalities.
  • Attorneys may have clients that are required to post court bonds such as administrators or executors bonds to guarantee their performance while distributing assets in estate situations.
In any instance that your business needs a bond, we can take care of your needs.

Employee Benefits

Want to provide your employees with company benefits or looking to find cost effective solutions on your current plans? We can help design and implement a plan that works for your company and your employees. We also represent companies that offer voluntary products to your employees at no charge to the employer. Call us today to discuss what your options are and what best meets your needs.

Business Umbrella

A business umbrella is designed to “fill in the gaps” of your other property and general liability policies. It provides supplementary coverage to protect your business against lawsuits, legal fees, etc that may be in excess of your current limits of liability. In the event that some catastrophic occurs in your business, it’s always a good idea to have an umbrella for your protection. Speak to one of our agents on how much coverage your business needs.

Contractors Equipment

Broad coverage for contractor’s equipment and tools such as: bulldozers, power shovels, loaders, graders, backhoes, forklifts, pavers, cranes, compressors, pumps, lawn mowers, and other miscellaneous tools that are portable or mobile.

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