Powell & Meadows Insurance Agency, INC. - Carthage, Lebanon, Lafayette and Portland
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Home Owners Insurance

No matter the square footage, location, or architecture, your home is your castle. It may be one of your largest financial investments on paper, but we understand that it's so much more in all the ways that really count. Whether you own a house, condo, or mobile home, or live in a rental property, we have a policy just for you.

Renters Insurance

We recommend that tenants purchase renter’s insurance, to cover their personal contents. Our agents can help you determine the amount of coverage and options applicable to your individual situation.

Farm Insurance

If you live on a farm we understand your unique insurance needs. Protecting your farm, property and livestock is a great priority. We have farm insurance to protect you from the unexpected.

Personal Umbrella

Wondering how a Personal Umbrella Policy can protect you? Basically, it offers protection over and above your auto and homeowners policies. You get into a car accident, you're sued, and your auto policy only covers you up to a certain amount. Then what? Well, your umbrella policy kicks in and covers you for an additional amount...up to the limit you choose on your umbrella policy. It's added protection, plain and simple. Ask one of our agents

Automobile Insurance

How much will your insurance company pay if you have an accident? What if you damage someone else’s car or damage your car or hurt someone riding with you? In the event that you have an accident, it is imperative that you have limits of liability high enough to cover damages you cause to others and even yourself. Auto insurance consists of bodily injury to others, personal injury protection, bodily injury caused by underinsured/uninsured motorist, medical payments, collision, comprehensive, and towing. If you have the state minimum requirements have you ever considered what might happen if you damage an expensive sports car?


  • With our specialized boat insurance coverage, you can relax knowing you have coverage for your boat or PWC. Watercraft insurance protects several kinds of boats and PWCs, which means watercraft insurance policies can differ based on what you have.
  • Owners of ATV’s want to be covered if their ATV is stolen or badly damaged, and proper ATV insurance coverage can help protect your investment.
  • With motorcycle insurance coverage you can choose how much and what kind of coverage your bike needs — at a reasonable price, too. Options include Bodily Injury and Property Damage Liability, Medical Payments, Roadside Assistance, and more.


Often mistaken for insurance, SR-22 forms are actually a rider to your auto insurance policy that the state requests as part of the driver's license reinstatement process, usually as a result of suspension due to a major traffic infraction such as driving under the influence of alcohol (DUI).

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